Effective Date: July 25, 2025

Welcome to KlokHub! These Terms & Conditions ("Terms") govern your access to and use of the KlokHub mobile application, website, and all related services, features, content, and applications (collectively, the "Service").

Please read these Terms carefully before using the Service. By accessing or using the Service, you signify your agreement to be bound by these Terms, our Privacy Policy, Cancellation Policy, and Refund Policy, all of which are incorporated herein by reference. If you do not agree to these Terms, you may not access or use the Service.

KlokHub reserves the right to modify these Terms at any time. We will notify you of any significant changes by posting the updated Terms on our Service and updating the "Effective Date." Your continued use of the Service after such modifications constitutes your acceptance of the new Terms.

1. Definitions

2. Eligibility and Account Registration

2.1. Eligibility: To access and use the Service, you must be at least 18 years old and capable of forming a binding contract. By registering an account, you represent and warrant that you meet these eligibility requirements.

2.2. Account Registration: You must register an account to use most features of the Service. When registering, you agree to:

2.3. Account Types: You may register as either a "Client" or a "Freelancer." You may also have both roles, but each role operates independently for specific functions (e.g., posting a job as a Client, applying for a job as a Freelancer).

3. User Roles and Responsibilities

3.1. General Responsibilities for All Users:

3.2. Client Responsibilities:

3.3. Freelancer Responsibilities:

4. KlokHub's Role

4.1. Platform Provider: KlokHub operates solely as an online platform to connect Clients and Freelancers. We provide tools and features to facilitate communication, collaboration, and payment processing.

4.2. No Employment Relationship: KlokHub does not employ Freelancers. Freelancers are independent contractors and are solely responsible for their own taxes, insurance, and compliance with all applicable laws related to their independent contractor status. KlokHub does not control the methods or manner by which Freelancers perform their services.

4.3. No Guarantee of Work or Quality: KlokHub does not guarantee the availability of Jobs for Freelancers or the quality of services provided by Freelancers. While we strive to maintain a high-quality platform, we do not endorse or make any representations about the reliability, expertise, or quality of any user.

4.4. Dispute Resolution Facilitator: KlokHub provides a dispute resolution process to assist Clients and Freelancers in resolving disagreements. While we aim to mediate and facilitate fair outcomes, KlokHub is not a judicial body and our decisions are based on the evidence provided within the platform.

5. Payments and Fees

5.1. KlokHub Service Fees: KlokHub charges Service Fees for the use of its platform. These fees may include:

5.2. Payment Processing: All payments for Jobs conducted through KlokHub must be processed via KlokHub's designated payment system. Circumventing KlokHub's payment system is a violation of these Terms and may lead to account suspension or termination.

5.3. Escrow System: For fixed-price Projects, Clients are required to fund the Project into KlokHub's secure escrow system before work commences. Funds will be released to the Freelancer upon Client approval of milestones or final Project completion, or through the dispute resolution process.

5.4. Taxes: Users are solely responsible for identifying and paying all applicable taxes (including income tax, VAT, or other sales taxes) associated with their use of the Service and any earnings or payments received. KlokHub does not provide tax advice.

6. Intellectual Property

6.1. KlokHub Content: All content on the Service, including text, graphics, logos, icons, images, audio clips, digital downloads, data compilations, and software, is the property of KlokHub or its content suppliers and is protected by international copyright laws.

6.2. User Content:

7. Confidentiality

Users agree to keep confidential any proprietary or sensitive information disclosed by other users during the course of a Project ("Confidential Information"). This includes, but is not limited to, business plans, financial data, client lists, trade secrets, and any other information marked as confidential or that would reasonably be understood to be confidential. This obligation of confidentiality shall survive the termination of your use of the Service.

8. Prohibited Conduct

You agree not to engage in any of the following prohibited activities:

9. Dispute Resolution

9.1. User-to-User Disputes: KlokHub encourages Clients and Freelancers to resolve disputes amicably through direct communication. If direct resolution fails, either party may initiate KlokHub's formal Dispute Resolution process as outlined in our Refund Policy. KlokHub will review the evidence and facilitate a resolution, which may include recommending a refund or payment adjustment.

9.2. Disputes with KlokHub: Any dispute or claim relating in any way to your use of the Service or these Terms will be resolved by binding arbitration, rather than in court, except that you may assert claims in small claims court if your claims qualify. The arbitration will be conducted by a single arbitrator in accordance with the rules of a recognized arbitration body in Nigeria. The arbitration will take place in Abuja, Nigeria.

10. Limitation of Liability

TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL KLOKHUB, ITS AFFILIATES, DIRECTORS, EMPLOYEES, AGENTS, SUPPLIERS, OR LICENSORS BE LIABLE FOR ANY INDIRECT, PUNITIVE, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR EXEMPLARY DAMAGES, INCLUDING WITHOUT LIMITATION DAMAGES FOR LOSS OF PROFITS, GOODWILL, USE, DATA, OR OTHER INTANGIBLE LOSSES, ARISING OUT OF OR RELATING TO THE USE OF, OR INABILITY TO USE, THE SERVICE.

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, KLOKHUB ASSUMES NO LIABILITY OR RESPONSIBILITY FOR ANY (I) ERRORS, MISTAKES, OR INACCURACIES OF CONTENT; (II) PERSONAL INJURY OR PROPERTY DAMAGE, OF ANY NATURE WHATSOEVER, RESULTING FROM YOUR ACCESS TO OR USE OF OUR SERVICE; (III) ANY UNAUTHORIZED ACCESS TO OR USE OF OUR SECURE SERVERS AND/OR ANY AND ALL PERSONAL INFORMATION STORED THEREIN; (IV) ANY INTERRUPTION OR CESSATION OF TRANSMISSION TO OR FROM THE SERVICE; (V) ANY BUGS, VIRUSES, TROJAN HORSES, OR THE LIKE THAT MAY BE TRANSMITTED TO OR THROUGH OUR SERVICE BY ANY THIRD PARTY; (VI) ANY ERRORS OR OMISSIONS IN ANY CONTENT OR FOR ANY LOSS OR DAMAGE INCURRED AS A RESULT OF THE USE OF ANY CONTENT POSTED, EMAILED, TRANSMITTED, OR OTHERWISE MADE AVAILABLE THROUGH THE SERVICE; AND/OR (VII) THE DEFAMATORY, OFFENSIVE, OR ILLEGAL CONDUCT OF ANY THIRD PARTY.

IN NO EVENT SHALL KLOKHUB'S AGGREGATE LIABILITY FOR ANY CLAIMS ARISING OUT OF OR RELATED TO THESE TERMS OR YOUR USE OF THE SERVICE EXCEED THE GREATER OF (A) THE TOTAL AMOUNT OF FEES PAID BY YOU TO KLOKHUB DURING THE SIX (6) MONTH PERIOD IMMEDIATELY PRECEDING THE EVENT GIVING RISE TO THE CLAIM, OR (B) ONE HUNDRED U.S. DOLLARS ($100.00).

11. Indemnification

You agree to defend, indemnify, and hold harmless KlokHub, its affiliates, licensors, and service providers, and its and their respective officers, directors, employees, contractors, agents, licensors, suppliers, successors, and assigns from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees (including reasonable attorneys' fees) arising out of or relating to:

12. Termination

12.1. Termination by You: You may terminate your account at any time by contacting KlokHub support.

12.2. Termination by KlokHub: KlokHub may terminate or suspend your account and access to the Service immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach these Terms. Grounds for termination include, but are not limited to:

12.3. Effect of Termination: Upon termination, your right to use the Service will immediately cease. All provisions of these Terms which by their nature should survive termination shall survive termination, including, without limitation, ownership provisions, warranty disclaimers, indemnity, and limitations of liability. Any outstanding payments for completed work will be processed in accordance with our Refund Policy.

13. Governing Law and Jurisdiction

These Terms shall be governed and construed in accordance with the laws of Nigeria, without regard to its conflict of law provisions. You agree to submit to the personal jurisdiction of the courts located in Abuja, Nigeria for the purpose of litigating all such claims or disputes, unless otherwise specified in the Dispute Resolution section.

14. Changes to Terms

KlokHub reserves the right, at its sole discretion, to modify or replace these Terms at any time. If a revision is material, we will provide at least 30 days' notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion. By continuing to access or use our Service after those revisions become effective, you agree to be bound by the revised terms. If you do not agree to the new terms, please stop using the Service.

15. Miscellaneous

15.1. Severability: If any provision of these Terms is held to be invalid or unenforceable by a court, the remaining provisions of these Terms will remain in effect.

15.2. Entire Agreement: These Terms, together with the Privacy Policy, Cancellation Policy, and Refund Policy, constitute the entire agreement between you and KlokHub regarding your use of the Service and supersede all prior and contemporaneous understandings, agreements, representations, and warranties, both written and oral, regarding the Service.

15.3. Waiver: No waiver of any term of these Terms shall be deemed a further or continuing waiver of such term or any other term, and KlokHub's failure to assert any right or provision under these Terms shall not constitute a waiver of such right or provision.

15.4. Assignment: You may not assign or transfer these Terms, by operation of law or otherwise, without KlokHub's prior written consent. Any attempt by you to assign or transfer these Terms, without such consent, will be null and void. KlokHub may freely assign or transfer these Terms without restriction.

16. Contact Information

If you have any questions about these Terms, please contact us at:

KlokHub Support Email: support@klokhub.com Address: [KlokHub's Physical Address - e.g., relevant office address in Nigeria]

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